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March 13, 2008
Long-term financing comes from two major mortgage markets. There is the Conventional market and the Sub-prime market. The conventional market is backed by Fannie Mae or Freddie Mac, which are semi-government agencies. Because of their backing of many of the loans in the conventional market, these agencies regulate what loans are acceptable in this market. [...]
A Mortgage is the common word for a real estate loan even though technically there are two types of real estate loans, mortgages and deeds of trust. The difference is beyond the scope of this lesson. It is enough to say that because of the different laws between the states, some states refer to real [...]
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